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Financial Calculators

Plan your financial future with our comprehensive calculators

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Personal Loan Calculator

Quick & unsecured financing solution

5,00,000
1,00,000💡 Drag slider or click "Edit" for custom input50,00,000
12%
5%💡 Drag slider or click "Edit" for custom input24%
5 years
1 years💡 Drag slider or click "Edit" for custom input10 years

Monthly EMI

₹11,122

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Personal Loan Summary

Detailed breakdown

Monthly EMI₹11,122
Principal Amount₹5,00,000
Total Interest₹1,67,333
Total Amount₹6,67,333
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Industry Insights

Financial wisdom & tips

💡 Personal loans typically have higher interest rates (10-24%) because they don't require collateral, making them riskier for lenders.

🎯 A credit score above 750 can help you negotiate interest rates that are 2-5% lower than standard rates offered.

⚡ Digital lenders like Bajaj Finserv, HDFC Bank can approve personal loans within 10 minutes using AI-powered risk assessment.

💰 Debt consolidation through personal loans can reduce your total monthly outgo by up to 30% if you have multiple high-interest debts.

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